Tuesday, July 19, 2016 10:56 am
The Ibadan Zonal Office of the Economic and Financial Crimes Commission (EFCC) has revealed how a suspected fraudster on its wanted list identified as Akinade Tofunmi ingeniously drained about N3 million from the account of victim identified simply as Alhaja over a weekend early last month in Ibadan, Oyo State.
Tofunmi’s stock in trade, according to the anti graft agency is identity theft at ATM Point and Point of Sales (POS) machines across the country.
The anti graft agency said the alleged fraudster does not ‘work’ during the official hours of the week, but late in the night when all bank transactions had closed and preferably over the weekend when her ‘prospective’ victims might not be able to alert the banks of any unauthorised transaction.
EFCC narrated how she drained about N3 million after stealing her identity within 24 hours in her last operation in a post on its Facebook page.
“Dateline was Friday, June 3rd, 2016, at about the close of work. A woman simply identified as Alhaja and her husband who was waiting in the car wanted to use an ATM somewhere in Ibadan, Oyo State, when Tofunmi noticed that the woman limps.
“Pretending to be polite and cultured, she offered to assist her with the transaction on the ATM. Unaware of the intention behind the pious approach, she gave the fraudster her ATM card and divulged her PIN. Smartly, the fraudster quickly checked the balance in the account which had one million, seven hundred and forty nine thousand, twenty six naira and seven kobo (N1, 749, 026. 07).
“ After the intended withdrawal of N20, 000:00, the fraudster swapped the card and gave Alhaja a fake ATM card. Oblivious of the swap, she left with her husband.
“Shortly before midnight, the fraudster started the ‘harvest’ of her booty. She withdrew one hundred and thirty thousand naira. Having exceeded the daily withdrawing limit for that day, she waited for a few minutes to the following day which was a Saturday.
“Shortly after midnight, she made another rounds of withdrawals to the tune of one hundred and fifty thousand naira which was also the daily limit for that day.
“However, Alhaja and her husband had no one to run or call that night to save the situation when the debit alerts start coming in torrent.
“In a desperate need of where and how to empty the balance in the account, she went to a night club where she met a motorcycle transporter, popularly known as Okada whom she approached for a help. Her decoy was that she had enough money in her account but could not access it having exceeded her daily withdrawal limit.
“She showed the bike man her balance and pleaded with him to give her his ATM card, account details and PIN for a quick teller transfer from her (Alhaja’s) account to the bike man’s account. With that, she has been able to secure some of Alhaja’s money in the bike man’s account thereby stealing the identity of the unsuspecting bike man.
At the early hours of that Saturday morning, she asked the bike man to take her to a hotel with an intention to further steal the identity of the hotelier for another movement of the money.
“At the hotel reception while paying for her accommodation which was N10, 000 (Ten thousand naira) for one night, she deliberated credited the hotel’s account with one hundred and one thousand naira (N101, 000) feigning a mistake and demanded a refund of ninety-one thousand naira (N91, 000) balance of an over payment.
“This was also done with Alhaja’s ATM card through the POS machine at the Hotel.
To further conceal her identity, she provided fake personal details in the hotel and gave the hotel the bike man’s account detail when the hotel management requested for an account to deposit the refund.
All these happened on Saturday; hence, Alhaja and her husband are still in dilemma with no help in sight to stop the transactions in the account.
“By Sunday, Alhaja’s money had moved to the fraudster both in cash and through transfer to the bike man account domicile in the same bank.
All these while, the fraudster was in possession of both Alhaja the first victim and the bike man, the second victim’s ATM cards.
“Later the following day, Monday, the bike man could no longer reach the fraudster on phone; he (the bike man) then went to the bank to request for another ATM card. It was later discovered in the bank that part of Alhaja’s money was transferred to the bike man’s account.
“He was arrested by the bank and He’s now helping the EFCC operatives to track down the fraudster. Investigations have revealed that this same fraudster had stolen the identities of other victims earlier and had absconded to Ilorin, Kwara State,” said EFCC
The anti graft agency therefore warned that instances of Tofunmi’s nefarious activities have also been spotted in other parts of the country particularly Port Harcourt City while seeking the cooperation and support of members of the public to help unveil the identity of the fraudster.
The Commission said the face of the suspected fraudster, though with different disguises, is on display at its offices across the six geopolitical zones and Abuja.
The Commission warned that while before now, cloning and PIN harvesting through electronic chips cleverly concealed in ATM was the universal mode, over time, the tricks and decoys fraudsters deploy to entrap their victims keep changing and have assumed a disturbing dimension.
The anti graft agency also warned the public to be careful with their ATM cards and PERSONAL IDENTIFICATION NUMBER (PIN).